PERSONAL FINANCE NEWS - Page 2

As the IT department activates ITR-2 filing for FY 2024-25 online, here's all you need to know.

ITR-2 filing FY 2024-25 begins online: Know the eligibility, new updates, and more

July 18, 2025 10:30 IST

ITR-2 Filing FY 2024-25: The Income Tax Department has finally activated ITR-2 for online filing after a 100-day delay. Taxpayers can now file their returns with pre-filled data, simplifying the process. The deadline for ITR filing has been extended to September 15, 2025.

ITR Filing FY 2024-25, AY 2025-26: Understanding the rules for ITR filing for FY 2024-25 (AY 2025-26) can assist taxpayers in streamlining their processes, ensuring timely submissions, and minimising delays in refunds.

ITR Filing for FY 2024-25: Key guidelines to follow to avoid delayed refunds

July 18, 2025 10:19 IST

ITR Filing FY 2024-25, AY 2025-26: To avoid delays in income tax refunds for FY 2024-25 (AY 2025-26), it's important to know that taxpayers must file the ITR by the due date, September 15, 2025.

In most instances, these are not indicative of fraud or malpractice, but rather discrepancies or gaps in information. Fortunately, these issues are typically resolvable. Here are the key steps you should take upon receiving such a notice.

Received an Income Tax notice after filing? don’t panic, do this firstSubscriber Only

July 16, 2025 13:41 IST

In most instances, these are not indicative of fraud or malpractice, but rather discrepancies or gaps in information.

ITR Filing Last Date Extended for FY 2024-25: This extension provides taxpayers with additional time to file their returns without incurring penalties.

ITR Filing FY 2024‑25 (AY 2025‑26): What’s the last date, extension update, and all you need to know

July 14, 2025 13:37 IST

ITR Filing FY 2024‑25 (AY 2025‑26) Last Date: Taxpayers and CAs are continually pushing the government on social media to make the remaining ITR forms available as soon as feasible, with many asking to extend the existing deadline of September 15.

House of Abhinandan Lodha, HoABL, House of Abhinandan Lodha, HoABL vertical real estate, vertical real estate sector, Indian express news, current affairs

Home loan getting rejected? 7 tricks to boost your approval chancesSubscriber Only

July 8, 2025 11:37 IST

Home loans are a long-term transaction that can extend for 20-30 years. As a result, it significantly impacts your monthly expenses and financial stability for years.

5 smart ways to manage your mutual funds betterSubscriber Only

June 20, 2025 14:59 IST

Mutual fund tips 2025: Here are five smart strategies to help you stay on course, optimise returns, and avoid common mistakes.

GST Return Filing Online 2025: Readers must note that this is simply general guidance on filing GST returns.

How to file GST returns online in 2025?

June 21, 2025 07:46 IST

GST Return Filing Online 2025: One of the most significant aspects of GST compliance is the timely and accurate submission of GST returns; below is comprehensive guide on how to file GST returns online in 2025.

ITR FY 2024-25 AY 2025-26: Salaries individuals must know the key differences between Form 16, Form 16A, and Form 16B.

Income Tax Returns FY 2024-25 (AY 2025-26): Key differences between Form 16, 16A, and 16B

June 19, 2025 20:52 IST

Form 16, along with its two components: Form 16A and Form 16B, are certificates issued as proof that Tax Deducted at Source (TDS) has been collected and deposited with the government.

To boost your score, aim to pay your EMIs and credit card bills on time, avoid fresh credit applications unless essential, and keep your credit utilisation below 30%.

Repo rate falls to 5.5%: Three strategies to lower your home loan EMISubscriber Only

June 16, 2025 14:11 IST

Repo rate cut impact on home loans: With inflation in check and liquidity rising, several lenders have already offering home loans at 7.75%.

From buying to renovating: Choosing the right home loanSubscriber Only

June 5, 2025 13:34 IST

Let’s find out what different kind of home loans are and how they can help you.

However, there are specific conditions in which individuals must still file their ITRs, even if their taxable income is below the basic exemption limit.

Income Tax Returns FY 2024-25 (AY 2025-26): Who’s exempt from ITR filing based on income?

June 3, 2025 08:18 IST

Income Tax Returns FY 2024-25 (AY 2025-26): The basic exemption limit varies depending on the chosen income tax regime. For the old tax regime, the limit is set at Rs 2,50,000, and for the new tax regime, it is Rs 3,00,000 for the financial year 2024-25.

Loan against Mutual Funds: Smart Borrowing or Hidden Risk?Subscriber Only

May 30, 2025 13:44 IST

There’s a smarter solution called Loan against Mutual Funds (LAMF), a facility which allows you to raise funds without selling your investments.

Slow and Steady: How Much of Your Money Belongs in PPF?Subscriber Only

May 23, 2025 13:03 IST

The strategy, essentially, is to avoid duplication. While PPF is a useful tax-saving tool, it isn’t the only one. Utilise it to complement your broader financial strategy.

Mutual Fund Moves to Make in Your 30s, 40s, 50s and BeyondSubscriber Only

May 16, 2025 13:21 IST

As you move through your 30s, 40s, 50s, and beyond, your investment approach, particularly with mutual funds, must adapt to align with your changing life stages and goals.

Sweep-in FDs can fetch you better interest on your savings without the need to manage multiple deposits.

What are sweep-in FDs and how do they work?Subscriber Only

May 6, 2025 17:33 IST

A good emergency fund should be easy to access while earning decent returns. Sweep-in FDs, however, combine the best of both savings accounts and FDs by allowing you to earn higher interest while also keeping funds accessible.

Akshaya Tritiya 2025: Here's a look at gold prices in India from 2000 to 2025.

Akshaya Tritiya 2025: A look at gold prices in India over the years

April 30, 2025 08:04 IST

At the beginning of 2025, gold prices have reached new all-time highs, where in India, they rose above Rs 1 lakh per 10 gm for the first time.

ITR Filing Last Date FY 24-25 (AY 25-26): Check when is the Income Tax Filing Deadline (File Photo)

ITR Filing Date 2025: Know the last date for filing income tax return in India for companies, individual, and more

April 24, 2025 12:29 IST

ITR Filing Last Date FY 2024-25: The last date to file ITR for the forthcoming financial year 2024-25 (assessment year 2025-26) will be Thursday, 31st July, 2025.

An education loan for overseas studies typically covers more than just your tuition fee.

Planning to Study Abroad? Here’s How to Secure the Right Education LoanSubscriber Only

April 23, 2025 13:11 IST

Usually, students heading abroad for studies may not have an income or a credit history, making it harder for them to qualify for an education loan on their own.

Managing Market Swings: A Simple Guide to RebalancingSubscriber Only

April 16, 2025 14:22 IST

Rebalancing is an effective and essential exercise that helps you manage risk, stay on track with your goals, and avoid emotional decisions, especially when markets are volatile.

Co-branded Credit Cards: Benefits, Features, and How They WorkSubscriber Only

April 7, 2025 13:51 IST

Some cards waive annual fees if you meet a spending limit while others provide early access to sales and exclusive brand offers.

Hidden costs of buying a home – What you should knowSubscriber Only

March 28, 2025 18:52 IST

The cost of owning a house, including servicing a home loan, can be significant and must be assessed beforehand.

Enlisted below are the 10 critical financial and investment-related tasks that one must complete before March 31, 2025 deadline to wrap up the financial year smoothly and hassle-free.

10 financial tasks to complete before the March 31, 2025 deadline

March 28, 2025 12:44 IST

Financial tasks to complete before March 31: Completing these tasks before March 31 will not only ensure the saving of taxes under Section 80C but also prevent you from getting penalised and experiencing unnecessary stress.

Deciding between a credit card EMI and a personal loan depends on your needs. If you want quick, hassle-free funds and your purchase qualifies for a no-cost EMI, go for a credit card EMI. (Representational Image)

Credit Card EMI vs. Personal Loan: Which is Better for Big Expenses?Subscriber Only

March 20, 2025 12:39 IST

Credit card EMIs allow you to convert high-value credit card purchases into smaller monthly instalments. Instead of paying the full amount upfront, you can opt for EMIs that are deducted from your monthly credit limit over a tenure of 3 to 24 months.

Gold loans are easier to get than personal loans since they require minimal paperwork and no credit check.

Gold Loans and Market Shifts: What Borrowers Need to KnowSubscriber Only

March 13, 2025 12:46 IST

Gold loans are easier to get than personal loans since they require minimal paperwork and no credit check.

credit card, credit card charges, how to apply credit card,

Planning to get a credit card? 6 hidden charges you must knowSubscriber Only

March 4, 2025 16:19 IST

Foreign transactions, late or partial payments, and other fees can make your card costlier than expected.

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